Mortgage Problems
Getting a mortgage is not easy for most people but some find it more difficult than others. Not everyone has a perfect credit score or an easily provable income. Quite often people struggle for no other reason that they dont have any credit history.
There are lenders who will consider applications from people in these situations. As experienced Consultants we will ask you all the relevant questions, gather all your details and try our best to match your criteria to the criteria of the lenders.
If you have had credit problems in the past lenders will often see you as an increased risk and either offer a higher interest rate or terms and conditions that are not as favourable as other high street lenders.
Some people have irregular income. People who are self employed or receive high levels of commission or work on temporary contracts can have problems proving income, as such lenders see this as an increased risk. We know which lenders will accept an accountants reference, bank statements, or P60 as proof of income.
Increasing your credit score can be as simple as giving accurate, constant and provable information to any potential lenders. All out Consultants are trained to help you maximise your credit score.
So why not contact us to discuss the options available, however a mortgage may not be available in all cases.
